Location: London, UK
Bio: Top global FinTech Influencer, Technologist and Digital Nomad, Chris is on a mission to reinvent banking. Former lead of disruptive innovation labs at Lloyds Banking Group, Chris is now CEO and co-founder of reputational-economic startup Secco. Chris regularly speaks and blogs about financial services and is considered a thought leader in FinTech. Chris is passionate about disruptive technologies such as Digital Currencies, Blockchain, AI, Biometrics, Internet of Things, Big Data & APIs, Chris lives in South-London with his wife and 2 children.
HOW DID YOU GET TO BECOME AN EXPERT IN FINTECH?
I’ve always been involved in Tech, I studied Computer Science at Uni and was a Technology Consultant at Accenture for many years across multiple industries including banking but I guess the Fin bit properly started in 2012 when I was working as Mobile Architect for Lloyds Banking Group in London. It was an exciting time in banking as mobile moved from novelty to primary customer touchpoint. I started an Innovation role looking increasingly at the future of Financial Services and spent time out in Silicon Valley immersed in the budding FinTech ecosystem out there. I did extensive research, built a huge network and founded an innovation lab specifically focussed on disruptive innovation in financial services. Throughout the journey I found social media to be a valuable online tool and I rapidly progressed from content consumer to content curator to content creator and with it my social media following in FinTech grew. Offline I travelled the world speaking at FinTech events and collaborating on FinTech initiatives.
WHAT AREAS OF FINTECH ARE YOU MOST PASSIONATE ABOUT?
The future of money – The evolution of currency as it changes form, definition and value. Current trends in crypto currencies are clumsy early indications of a much bigger movement around the democratisation of value definition.
The future of banks – The ongoing role of banks going forward as value shifts away from Fiat money, particularly around custodians of data and identity and social media integration.
Societal impact of the changing financial landscape – The Privacy, Security & Social implications of upending 2000 years of economics, most pressing being the impact on civil liberties of the cashless movement.
WHICH FINTECH INFLUENCERS INFLUENCE YOU?
FinTech can be a bit of an echo chamber sometimes so I seek out those with something new to add such as…
Vitalik Buterin – Doing original things and pushing boundaries
David Birch – Thinking original thoughts on future of money
Devie Mohan – Producing original research
Johnny Spragg – Hosting original conferences
Anna Irrera – Reliable and original FinTech news reporting
Kate Bolton & Ghela Boskovich – Championing #CommsforGood and #FemTech causes respectively
OUTSIDE OF FINTECH WHO ELSE INFLUENCES YOU ?
Dilbert – Never gets old and reminds me of my corporate days
Elon Musk – Archetype Crazy billionaire genius
Banksy – Good social commentary via art
Frederick Forsyth – Favourite author
Lilly Singh – Archetype millennial vlogger
WHICH BRANDS OR PRODUCTS STAND OUT FOR YOU IN FINTECH?
Incumbent Banks: Barclays, DBS
Challenger Banks: Monzo, N26, Starling
Publications: The Financial Brand, FT, Telegraph, Techcrunch
Regulators: The FCA
Other FinTechs: TransferWise, Nutmeg, Cabbage, Currency Cloud
Industry Tech Disrupters: Baidu, Alibaba, Tencent, Google, Facebook, Amazon, Starbucks
IF A BRAND WANTED TO WORK WITH YOU, WHAT OFFLINE / ONLINE ACTIVITIES WOULD YOU BE MOST INTERESTED IN?
FinTech Consultancy & Services
Ideas as a Service (IaaS)